Your LIC premium comparison
We do not have your answers yet. Open the calculator and enter your age, term and sum assured first.
| Plan | Yearly premium | Monthly | Total paid | Maturity | Annualised return |
|---|
Estimates. Only the sum assured is guaranteed. Maturity figures assume today's bonus rates hold for the full term.
How this comparison is worked out
Our modelEach plan is priced from its own benefit schedule, premium paying term and rebate bands, calibrated to its published reference premium. Fixed-term plans snap to their nearest available term and whole-life plans run to age 100, so the term column shows what each was priced on. The annualised return is the internal rate of return on your own cash flows, which is why term plans show none: they pay nothing on survival. Premiums are for the base policy, and riders cost extra.
These are produced by our own model, not lifted from an LIC document. There is no official source to link, and they are estimates.
Spot something wrong?
If a figure on this page disagrees with an LIC premium notice, bonus statement or benefit illustration, tell us and we will check it against the brochure. Anything else you think this page gets wrong is just as welcome.