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The reasoning behind the numbers. How LIC actually calculates what it pays, and how to decide between plans that look similar on the surface.
We priced 50 lakh of cover on every LIC plan on sale that accepts it, same age, same term. A term plan and a savings plan are different purchases, and the premium alone will not tell you that.
Read the guideJeevan Akshay-VII offers ten annuity options. The gap between the highest and lowest is enormous, and it comes down to one question: does your capital need to survive you?
Read the guideSurrendering an LIC policy usually returns far less than you have paid in. Before you decide, compare the surrender value against the paid-up value, a policy loan and the maturity figure.
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